Obamacare Exchanges Begin: What Does It Mean For Workers?

The Affordable Care Act's exchanges begin Oct. 1.

Symbolic presentation of the high cost of prescription medication. US $100 bills in pill containers.
You probably know by now that Tuesday is a major day for the Affordable Care Act, also known as Obamacare. Open enrollment has begun, allowing Americans to sign up for the legislation's hallmark exchanges. This means that no American can be denied coverage and that costs cannot be influenced by prior health conditions.

But beyond these new stipulations, what does the new law really mean for Americans? And given that health care is often tied in with your place of employment, what will change for workers? AOL Jobs recently analyzed data from the Kaiser Health Foundation to figure out who's affected and how. And as Chris Ryan, a frequent commentator on the health care law and a vice president for ADP, the payroll and benefits firm, told AOL Jobs, "Most businesses will take care of the administrative work themselves and coverage will continue. And that will make 'Obamacare' invisible for most workers."

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Dan Fastenberg

Dan Fastenberg

Associate Editor

Dan Fastenberg was most recently a reporter with TIME Magazine. Previously, he was a writer for the Thomson Reuters news service's Latin America desk. He was also a reporter and associate editor for the Buenos Aires Herald while living in South America.

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Doesn't mean shyte if you can't get on the website.

October 17 2013 at 8:04 PM Report abuse rate up rate down Reply

I pooped my pants just reading this. This whole Obamacrap need to be flushed down the toilet and started from scratch with the intention of actually providing alternatives. No one wants this ACA plan/crap and it's doomed to fail from the start.

October 17 2013 at 4:00 PM Report abuse rate up rate down Reply

My insurance from my employer ends in December thanks to ACA. I had a good policy and now I am stuck with the medicore choices at best. Additionally the article above stated you cannot be denied healthcare, which is false. Only medicade cannot deny you. Private insurance companies still can and they pay a small fine for everyone they turn down. The fine print of the law that nobody read will soon be the headline.

October 02 2013 at 3:37 AM Report abuse rate up rate down Reply
Lois Lindenfeld

It sounds like the ACA isn't affordable and we are seeing it already for the people who are supposed to benefit from it. Perhaps the Republicans were right to defund or put it off another year when we vote out those Democrats in the Senate who arrogantly refused to cooperate, They just had to get THEIR healthcare program in. Notice how they insisted on getting it in before next year's election.

October 02 2013 at 1:19 AM Report abuse +2 rate up rate down Reply

What it means is that my husband's employer, who got federal stimulus money, has cut his hours to 29 per week so they don't have to pay his insurance. Not the only place this is happening.

October 02 2013 at 12:28 AM Report abuse rate up rate down Reply

It means my spouse and i can dump our existing Federal BC/BS plan which we've had for 27 years, and buy the same insurance, through the same BC/BS for almost $200.00 less per month. In addition, on the exchange it includes vision, which along with dental is not included in the existing plan.

October 01 2013 at 9:52 PM Report abuse rate up rate down Reply

Most businesses will take care of the administrative work themselves and coverage will continue. And that will make 'Obamacare' invisible for most workers."'

That is a train wreck "invisable" if you can't see a change it means disaster!!!!

October 01 2013 at 7:11 PM Report abuse +2 rate up rate down Reply

I know our Insurance just went up today. Our Company only has about 200 workers. Our year started in July and it went up from last July and were told it was going up again Oct. 1st. because of the Affordable Health Care Act or what ever it's called. Taxes keep going up,Insurance and I don't care if it's car,home or Health goes up every year. Milk and Bread along with all the other food goes up. Elect Bills,Phone Bills,Cable Bills and water and Sewer keeps going up. Funny thing is probably 75% of the people that works is probably making about the same as 20 years ago. I have given up alot just like most people has. It has to stop the Federal Government and State Governments have to stop spending and Reduce the Deficits. This is killing this Country from within. Our Enemies is just waiting for us to go broke or worse for us to have a Civil War again over Taxes.

October 01 2013 at 6:35 PM Report abuse +3 rate up rate down Reply
2 replies to SHIRLEY's comment

Federal taxes have NOT gone up stop lying! Too bad you not rich their making more money then ever while they pay little taxes. Middle class in the loser rich the winner.

October 01 2013 at 7:13 PM Report abuse -4 rate up rate down Reply

My BC/BS policy has gone up every year, for the past 27 years, with double digit increases 2000 - 2004, and ithemajority is due to the bad debt from treating the uninsured. Medical providers write off the debt, than increase pricing across the board to cover those losses. After which, our healthcare companies must raise their premiums to cover the higher medical costs. It has nothing to do with Obamacare, because all the new folks are buying their policies through the same private companies lime BC/BS, thus making them flush with cash, as they enroll, a majority of young healthy adults.

October 01 2013 at 9:56 PM Report abuse rate up rate down Reply

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