Where some people get a thrill out of finishing a crossword puzzle, you get goosebumps from balancing your checkbook. From the college loan check you pay each month to the latte you picked up today on your way to work, there's no part of your finances that goes unaccounted for. Perhaps you should consider one of the following jobs in banking and finance.
1. Financial analysts work for businesses to help them or their clients make investment decisions. Analysts must have a bachelor's degree, often in business administration, accounting, statistics or finance, analysts with a master's degree in business administration will find themselves among the most desirable employees.
Average salary: $58,205/year*
With benefits and bonuses: $73,594
> Find a job as a financial analyst
2. Personal financial advisors use their knowledge of investments, tax laws and insurance to recommend financial options that help individuals meet their short- and long-term goals. Advisors with a bachelor's degree in accounting, finance, economics, business mathematics or law will have the best opportunities for jobs in their field.
Average salary: $66,405/year
With benefits and bonuses: $85,553
> Find a job as a personal financial advisor
3. Accountants analyze, plan, evaluate and advise on matters of accounting theory and practice. A bachelor's degree in accounting or a related field is usually required, but those with a master's degree or experience to boot will have better job opportunities.
Average salary: $43,215/year
With benefits and bonuses: $52,813
> Find a job as an accountant
4. Auditors examine and analyze accounting records and prepare financial reports for clients. Auditors usually need a bachelor's degree, but as with accountants, experience and advanced degrees increase their chances of getting hired.
Average salary: $57,365/year
With benefits and bonuses: $68,138
> Find a job as an auditor
5. Loan officers assist individuals and organizations in applying for loans, assess the individuals' creditworthiness and help them determine the most appropriate type of loan for his/her needs. Employers usually require loan officers to have a bachelor's degree in finance, economics or a related field. Loan officers will find experience in banking, lending or sales and knowledge of computers to be huge assets in their job search.
Average salary: $48,318/year
With benefits and bonuses: $58,685
> Find a job as a loan officer
6. Collectors keep track of accounts that are overdue and attempt to collect payment on them, making computer literacy and good communications skills a must in this job. Most collectors are required to have at least a high school diploma; however, employers prefer workers who have completed some college or who have experience in other occupations that involve contact with the public.
Average salary: $27,960/year
With benefits and bonuses: $33,215
> Find a job as a collector
7. Bank tellers cash checks, accept deposits and loan payments and process withdrawals. They also may sell savings bonds and travelers' checks, accept bill payments and process paperwork. Most tellers have at least a high school diploma, but people with bachelor's degree in business, accounting or liberal arts may get jobs as tellers to break into banking with the hopes of being promoted.
Average salary: $19,828/year
With benefits and bonuses: $24,793
> Find a job as a bank teller
8. Buyers buy the goods and services a company needs either to resell to customers or for the establishment's own use. Educational requirements vary with the size of the organization, but many manufacturing firms prefer applicants with a bachelor's or master's degree in engineering, business, economics or one of the applied sciences.
Average salary: $44,919/year
With benefits and bonuses: $54,428
> Find a job as a buyer
9. Treasurers direct an organization's financial goals, objectives and budgets. Their duties may include overseeing the investment of funds and executing capital-raising strategies. Employers require a bachelor's degree in accounting, finance, economics or business administration; however, employers increasingly are placing emphasis on advanced degrees in these fields.
Average salary: $97,645/year
With benefits and bonuses: $130,957
> Find a job as a treasurer
10. Budget analysts provide analysis and assistance to help companies develop their annual budgets, decide how to allocate current resources and estimate future financial requirements. A bachelor's degree – often in finance, economics, accounting, business, statistics, political science or sociology – is the minimum requirement for most employers, but an advanced degree is often preferred and sometimes required.
Average salary: $55,566/year
With benefits and bonuses: $67,586
> Find a job as a budget analyst